WO2023073510 - DISTRIBUTED PAYMENT PROCESSING USING CENTRALIZED PAYMENT PROCESSING PLATFORM

National phase entry is expected:
Publication Number WO/2023/073510
Publication Date 04.05.2023
International Application No. PCT/IB2022/060049
International Filing Date 19.10.2022
Title **
[English] DISTRIBUTED PAYMENT PROCESSING USING CENTRALIZED PAYMENT PROCESSING PLATFORM
[French] TRAITEMENT DE PAIEMENT DISTRIBUÉ UTILISANT UNE PLATEFORME DE TRAITEMENT DE PAIEMENT CENTRALISÉE
Applicants **
S1LK PAY LTD. 55/21, Mangilik Yel Avenue, Office 125 Nur-Sultan, Z05T3E5, KZ
Inventors
UZBEKOV, Gani 55/21, Mangilik Yel Avenue, Office 125 Nur-Sultan, Z05T3E5, KZ
YELISSEYEV, Vyacheslav 55/21, Mangilik Yel Avenue, Office 125 Nur-Sultan, Z05T3E5, KZ
Priority Data
63/273,790   29.10.2021   US
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Quotation for National Phase entry

Country StagesTotal
China Filing1424
EPO Filing, Examination6732
Japan Filing595
South Korea Filing574
USA Filing, Examination2710
MasterCard Visa

Total: 12035

The term for entry into the National Phase has expired. This quotation is for informational purposes only

Abstract[English] Provided is a method for distributed payment processing using a centralized payment processing platform. The method includes creating, using an application, an account associated with the centralized payment processing platform; creating, using the application, a virtual payment card associated with the account; receiving a selection of a balance for the virtual payment card within a limit of the account; receiving a selection of a recipient for the virtual payment card; generating a token associated with the virtual payment card; and transferring the token to the recipient. The payments made with the virtual payment card are processed by the centralized payment processing platform.[French] L'invention concerne un procédé de traitement de paiement distribué utilisant une plateforme de traitement de paiement centralisée. Le procédé consiste à créer, à l'aide d'une application, un compte associé à la plate-forme de traitement de paiement centralisée ; créer, à l'aide de l'application, une carte de paiement virtuelle associée au compte ; recevoir une sélection d'un solde pour la carte de paiement virtuelle dans une limite du compte ; recevoir une sélection d'un destinataire pour la carte de paiement virtuelle ; générer un jeton associé à la carte de paiement virtuelle ; et transférer le jeton au destinataire. Les paiements effectués avec la carte de paiement virtuelle sont traités par la plate-forme de traitement de paiement centralisée.
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