WO2022200881 - INTEGRATED CROSS-PLATFORM ACCOUNT MANAGEMENT
National phase entry:
Publication Number
WO/2022/200881
Publication Date
29.09.2022
International Application No.
PCT/IB2022/051868
International Filing Date
03.03.2022
Title **
[English]
INTEGRATED CROSS-PLATFORM ACCOUNT MANAGEMENT
[French]
GESTION INTÉGRÉE DE COMPTES MULTIPLATEFORMES
Applicants **
CHANNEL TECHNOLOGIES FZE
Jebel Ali Free Zone
Office number FZJOA1813
Dubai, AE
Inventors
CHATZISTAMATIOU, Antonios
c/o Channel VAS DMCC
Office 806, JBC 4, Cluster N
Jumeirah Lake Towers
Dubai, AE
Priority Data
2021/01908
23.03.2021
ZA
2021/04686
06.07.2021
ZA
Application details
| Total Number of Claims/PCT | * |
| Number of Independent Claims | * |
| Number of Priorities | * |
| Number of Multi-Dependent Claims | * |
| Number of Drawings | * |
| Pages for Publication | * |
| Number of Pages with Drawings | * |
| Pages of Specification | * |
| * | |
| * | |
International Searching Authority |
MOIP
* |
| Applicant's Legal Status |
Legal Entity
* |
| * | |
| * | |
| * | |
| * | |
| Entry into National Phase under |
Chapter I
* |
| Translation |
|
Recalculate
* The data is based on automatic recognition. Please verify and amend if necessary.
** IP-Coster compiles data from publicly available sources. If this data includes your personal information, you can contact us to request its removal.
Quotation for National Phase entry
| Country | Stages | Total | |
|---|---|---|---|
| China | Filing | 1251 | |
| EPO | Filing, Examination | 6608 | |
| Japan | Filing | 590 | |
| South Korea | Filing | 607 | |
| USA | Filing, Examination | 2710 |
Total: 11766 USD
The term for entry into the National Phase has expired. This quotation is for informational purposes only
Abstract[English]
A system and method for integrated cross-platform account management is provided. A method includes generating one or more repayment instructions which instruct repayment of at least part of a cash loan. Each instruction includes a source amount and a repayment source indicator indicating either a subscriber wallet account maintained by a mobile wallet platform or a subscriber network usage account maintained by an intelligent network (IN) of a mobile network operator (MNO) as a source account for repayment. The method further includes initiating a transfer of funds from the one or more source accounts to a recovery account for a repayment amount equal to the sum of the one or more source amounts to effect repayment of at least part of the cash loan.[French]
L'invention concerne un système et un procédé de gestion intégrée de comptes multiplateformes. Un procédé consiste à créer une ou plusieurs instructions de remboursement qui ordonnent le remboursement d'au moins une partie d'un prêt en espèces. Chaque instruction comprend un montant source et un indicateur de source de remboursement indiquant soit un compte portefeuille d'abonné géré par une plateforme de portefeuille mobile, soit un compte d'utilisation de réseau d'abonné géré par un réseau intelligent (IN) d'un opérateur de réseau mobile (MNO) en tant que compte source destiné au remboursement. Le procédé consiste en outre à activer un transfert de fonds du ou des comptes sources à un compte de recouvrement pour un montant de remboursement égal à la somme du ou des montants sources pour effectuer un remboursement d'au moins une partie du prêt en espèces.